A Home Loan (Mortgage Loan) is a contract between a borrower and a lender that allows someone to borrow money to buy a house, apartment, bungalow, or other livable property.
The dream of every human being is to own home of his choice as it is lifetime event for him and V at LOAN BEATS understand the client requirement & will make it very simple or hassle free process for him.
This is the most common type of Loan product and there are two basic criteria like New Residential Property ( under-construction ) OR Resale Property.
ROI ( Rate Of Interest ) can be fixed OR adjustable & it depends on Profession, Credit ratios, Profile, Requirements & Cash flow.
HOME LOAN (SALARIED INDIVIDUAL)
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Pan Card and Aadhar Card
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Photo Applicant & Co-Applicant.
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Proof of identity
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Current & Permanent residence address proof
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Qualification Proof
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Latest 2 Financial Year Form 16
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Latest CTC (Cost to Company)
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Latest 6 Months salary slip
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Salary account Bank statement for 6 Months (updated)
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Pan Card and Aadhar Card
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Photo Applicant & Co-Applicant.
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Proof of identity
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Current & Permanent residence address proof
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Qualification Proof
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Company profile & Office proof
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Latest 3 years ITR (with all schedules – CA Certified)
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Current & Saving Bank statement for 1 year (updated)
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Pan Card and Aadhar Card
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Photo Applicant & Co-Applicant.
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Proof of identity
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Current & Permanent residence address proof
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Company profile & Office proof
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Latest 3 years ITR (with all schedules – CA Certified)
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Current & Saving Bank statement for 1 year (updated)
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Pan Card and Aadhar Card
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Photo Applicant & Co-Applicant.
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Proof of identity
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Passport & Valid Visa
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Overseas residence & Permanent (Indian) residence address proof
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Qualification Proof
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CBR report (Credit Bureau Report)
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Latest Contract Letter & Latest CTC (Cost to Company)
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Latest 6 Months salary slip
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Overseas Salary account Bank statement for 6 Months (updated)
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NRE / NRO bank statement for 6 Months (updated)
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Pan Card and Aadhar Card
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Photo Applicant & Co-Applicant.
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Proof of identity
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Passport & Valid Visa
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Current & Permanent residence address proof
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Qualification Proof
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Latest Contract Letter & Latest CTC (Cost to Company)
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CDC – Continuous Discharge Certificate (For Latest 3 Years)
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NRE / NRO bank statement for 6 Months (updated)
